Payday Cash Loans Help in an Era of Rising Prices

Payday Cash

The attentive shopper knows that food prices have gone up. The reasons are many: weather and climate, increasing transportation costs and increased demand for American food from China. This is a problem for working Americans, people who are acting responsibly by earning a living and paying bills as best they can. But it's the surprise expense – car repairs, medical emergencies, emergency trips - that throw everything off. This is why paycheck advances are one way of dealing with rising costs.

Why do people use payday cash?

It boils down to timing. Your pressing expenses are today, but you won't get paid by your employer for a week or more. It's crazy that it comes down to this, but that's pretty much the way it works for millions of people.

Some expenses can be put off. But other expenses have to be managed immediately. This is why people use payday cash loans.

Payday Cash Helped Me Out

“All our utilities are debited directly from our checking account. The unexpected very cold weather led to extra large gas and electric bills. Thanks to a quick deposit of our Payday Cash from AAA Payday Cash, we were able to avoid several overdraft charges on our account.”

Roger - Kirksville, MO

How paycheck advances work?

For decades, an advance on a paycheck could be found at money stores located in neighborhoods across the U.S. While these have diminished in the Internet age, it is still possible to take documentation of your job and wages (in the form of paystubs) and your bank account to these stores, where you transact the loan across a counter (often with someone behind a thick glass window). The time involvement has always been inconvenient to working people with work and household responsibilities.

Online advances are preferred by more people than ever before. Accustomed to paying bills online, checking bank balances from the bank's website and the simple convenience of handling business without having to travel anywhere, millions of working people now only consider the online borrowing option.

Why should you use

There are many companies offering payday cash loans online - good for borrowers, because choice is important. But many lenders are offshore operations, not necessarily providing loan terms that are fair and which adhere to American laws. is based in the U.S. (Utah and Missouri), with a vested interest in doing business the American way. also provides attentive customer service. Send and email or call the toll-free number (866-606-LOAN/5626) to get answers to your questions.

What are the paycheck advance eligibility requirements?

  • Active bank account for 90 days or more.
  • Active/current job with 90 days of employment.
  • Direct Deposit is required.
  • No Military personnel loans.
  • Minimum net income of $1,000 per month for employed and $800 for SS or retired.

About payday cash

These are short-term loans provided at fees that are consistent with the payday lender industry. Borrowers commit to pay back on the loan from their next paycheck (or one within the next 30 days). does not restrict use of the loan, but experience shows that borrowers typically use them to avoid late fees, penalties and service disconnections associated with housing, transportation, education, healthcare and telecommunications, or to buy food. All loans are repaid before a subsequent loan is issued.