How to Handle Small Cash Emergencies in Alaska

Alaska Payday Loans

You don't have to live in Anchorage to face unexpected expenses. From Fairbanks to Juneau, payday loans are the way thousands of Alaskans find emergency cash.

Why use Alaska payday loans online?

The Internet is within reach just about everywhere – from Badger to Knik-Fairview, College, Sitka, Lakes, Tanaina, Homer and Ketchikan as much as the bigger cities. Because of this, online paycheck advance loans are accessible to just about everyone. This is the type of loan one takes against their next paycheck because emergency expenses sometimes require borrowing. If extra cash is hard to find by other means, it's a smart solution – and one that doesn't take up a lot of time.

Instant Payday Loan Helped Me Out

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How do Alaska payday loans work?

It typically starts with an unexpected expense: a vehicle in need of repair, a medical emergency, or just the way some bills fall that make the standard monthly expenses – housing, groceries, insurance premiums, utilities and fuel – impossible that month. To avoid penalties, fees and service interruptions, smart household managers look into finding emergency cash. Here's how they do it:

  1. Sign on to the website to establish an account.
  2. Apply for your loan – you can borrow up to $500 if you meet the eligibility requirements (basically, have a job and a standard bank account).
  3. Receive your money in one to two business days – and then put it to work immediately to handle your most pressing expenses.

The repayment is just as easy. You will authorize an automatic withdrawal of the loan after your next paycheck posts to your checking account. There's no chance of forgetting, no hassle and no phone calls to worry about.

Why use

Millions of hard-working Americans borrow against the future by various means, so you do have several options:

  • Friends and family – While the easiest, it's also the easiest way to creat misunderstandings within personal relationships.
  • Credit cards – For people who carry credit cards, be sure to check the fees and interest rates associated with cash withdrawals on the card. Often, it's a very expensive means to access cash.
  • – This is an American company that plays by the rules (many online lenders are based overseas and consequently are able to charge higher rates from borrowers). The fees and other terms are clearly and conveniently outlined on the website, where you apply for the loan itself.

An additional benefit of is that you can reach customer service representatives for a live conversation. Call 866-606-5626 (LOAN) to discuss the features of an Alaska payday loan.

Eligibility requirement

  • Active bank account for 90 days or more.
  • Active/current job with 90 days of employment.
  • Direct Deposit is required.
  • No Military personnel loans.
  • Minimum net income of $1,000 per month for employed and $800 for SS or retired.

About Alaska payday loans

These are loans designed for working people, as your income flow is the guarantee to the lender that you are able to repay it. As such, the repayment is designed to occur within 31 days – defining it as a short-term loan of a modest amount. Larger loans on longer repayment terms need to be procured through banks and other types of lenders. Payday loans are unrestricted but optimally used to cover unusual shortfalls in money due to outsized bills and emergencies, such as unplanned travel, vehicle and home repair or larger-than-usual utility, grocery or fuel expenses.