Payday Loans a Short-Term Solution When Needed
The idea of needing cash to cover obligations for a week or two is nothing new. Loans between family, friends, and from employers to employees, have been happening for centuries. It's a fact of life that expenses and obligations hit on their own schedule, separate from when payday arrives.
But not everyone has a friend or family member who can make that loan, and only the rare employer today will extend a pre-payday loan to employees. This is why payday loans companies exist – and are so popular.
AAAPayDayCash.com Helped Me Out
“Truly INCREDIBLE Customer Service! When you call AAA, you immediately talk with a real human being, not a confusing, frustrating automated menu. And the representatives treat you like a real person: courteous, supportive, knowledgeable, and professional. When you want or need a payday loan, there is only one way to go: AAAPaydayCash.com!”
Liz - Dallas, TX
Why do people use online paycheck lenders?
There are two primary ways to get a payday loan. Traditionally, pay advances are transacted in a storefront office, of which there are thousands across the United States. But in the Internet era, online paycheck loans have made the task of getting fast cash a lot simpler and less time consuming.
Consider the differences between going online versus to a store. Time online can be as little as five minutes. Time spent going to a paycheck advance store can vary from 20 minutes to several hours. Not only must you travel there, but you often have to wait in line. Then you need to produce the necessary paperwork to verify your employment to a person working behind a window.
Some storefront payday loans companiesprovide electronic transfers of money into your checking account, but others just provide cash that you carry with you - possibly subjecting you to worries about theft just outside the store door. With online loans, you get a safe, automatic transfer of cash into your bank account.
How do payday loans work?
A payday loan is basically an early payday. It may not necessarily be the full paycheck – in most states, the amount a person can borrow with a payday cash advance is limited. The lender is confident that you will receive that paycheck, therefore they will make that loan to you.
What a payday loan does NOT require is collateral (an item of value, such as a home or car) that they could claim in case you are unable to repay on the loan. Your guarantee to them is your work ethic.
Why should you use AAAPaydayCash.com?
The online financial services industry has good and bad players. It is entirely possible for companies to operate in other countries on other continents, where they can do business outside the rules of lending in the U.S.
AAA Payday Cash.com is not one of those companies. Operating out of the U.S.A., this is a company that adheres to the banking laws in Utah and Missouri (where our operations are based). And, the company provides customer services that walk new and experienced borrowers through the process online (email) or via phone (toll free at 866-606-LOAN/5626).
What are the online payday loans eligibility requirements?
- Active bank account for 90 days or more.
- Active/current job with 90 days of employment.
- Direct Deposit is required.
- No Military personnel loans.
- Minimum net income of $1,000 per month for employed and $800 for SS or retired.
About payday loans
Paycheck advances are also known as cash advances or paycheck advances. They are the fastest and most efficient means by which working people can get the cash needed to honor their financial obligations – when their scheduled payday is out of sync with real life circumstances. Short-term needs such as medical or pharmaceutical co-pays, rent, automotive repairs, educational fees or phone and Internet broadband service often can't wait for the next payday – why AAAPaydayCash.com is a valuable safety net for hard-working Americans.